Lunch Savings Calculator

While it is not directly related to real estate, this fun little calculator from Hugh Chou will make you think. Besides, the less you spend eating out, the more money you can save for the downpayment on your dream home!

The default investment return is 10.5% (the 70 year average for the S&P 500) but you can increase the return up to 50% for fun.

Cheap Home Lunch price: $
Eating Out Lunch Price: $
Days eaten per year
Years to Calculate
Investment Yield: %

Yield must be between 4 and 50 % with default of 10.5%

YearStarting BalanceEarningsLunch Savings Ending Balance
1 0.00 0.00 2125.00 2125.00
2 2125.00 223.12 2125.00 4473.12
3 4473.12 469.68 2125.00 7067.80
4 7067.80 742.12 2125.00 9934.92
5 9934.92 1043.17 2125.00 13103.09
6 13103.09 1375.82 2125.00 16603.91
7 16603.91 1743.41 2125.00 20472.32
8 20472.32 2149.59 2125.00 24746.92
9 24746.92 2598.43 2125.00 29470.35
10 29470.35 3094.39 2125.00 34689.73


Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.